Santa Cruz/Monterey County Office - 831-419-9505
Bay Area Office 415-515-9351
Dan Joy Realty & Alliance Home Loans Group, Inc.
Brokerage specializing in real estate and financing for single family homes,
duplexes, triplexes and fourplexes and a VA Loan specialist for our Veterans

“US Veteran … Serving Our Veterans, Families, and Bay Area Residents”

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Is it still a good idea to save and buy a home in Bay area?

Yes, it can still be a good idea to save and buy a home in the Bay Area—but it depends heavily on your financial goals, timeline, and purpose (personal vs investment). Do you have roots here (family, aging parents, a job you love) and plan on staying here? Reasons...

Real Estate Results Following Tariffs

Real Estate Angle that will ideally follow these tariffs: 1. Economic Protectionism Real estate angle: If U.S. manufacturing or clean energy production grows in the Bay Area (or nearby hubs), local employment rises, increasing demand for housing. Purpose: Protect U.S....

TOP 10 VA LOAN QUESTIONS

Here are the top 10 VA loan questions that VA Loan buyers commonly ask: Who is eligible for a VA loan? VA Loan is an award for our service to the country and a lower interest rate. Veterans, active-duty service members, National Guard members, and certain surviving...

VA LOAN LIMIT FOR 2025 MAKES IT POSSIBLE FOR BUYERS/VETERANS IN HIGH COST COUNTIES!

VA loan limit is the maximum amount a veteran can borrow without needing to make a down payment. In most places, the limit follows a standard amount, but some areas are considered "high-cost counties" because home prices are much higher than average. In these...
TOP 10 VA LOAN QUESTIONS

TOP 10 VA LOAN QUESTIONS

Here are the top 10 VA loan questions that VA Loan buyers commonly ask: Who is eligible for a VA loan? VA Loan is an award for our service to the country and a lower interest rate. Veterans, active-duty service members, National Guard members, and certain surviving...

Why Do We Sell Our Homes?

Life is dynamic and the Bay area is dynamic. We have migrated for centuries due to scarcity of land from population increase, cultural barriers, and simply a great desire for a better quality of life. It is my job to be cognizant of this and make your transition as...